Mhmwd bin Khalid محمود بن خالد · The Book of Seeking Refuge with Allah

"It was raining and dark, and we were waiting for the Messenger of Allah came out to lead us in prayer and he said: 'Say.' I said: 'What should I say?' He said: 'Say: He is Allah, (the) One and Al-Mu'awwadhatain in the evening and in the morning, three times, and that will suffice you against everything.'"

The Prophet used to say: "Allahumma inni a'udhu bika minal-'ajzi, wal-kasali, wal-harami, wal-bukhli, wal-jubni, wa 'audhu bika min 'adhabil-qabri, wa min fitnatil-mahya wal-mamati (O Allah, I seek refuge in You from incapacity, laziness, old age, miserliness and cowardice, and I seek refuge in You from the torment of the grave, and from the trials of life and death.)"

"The Messenger of Allah often used to seek refuge (with Allah) from debt and sin. I said: 'O Messenger of Allah, how often you seek refuge from debt!' He said: 'Whoever gets into debt speaks and lies, and makes a promise and breaks it.'"

The Messenger of Allah used to seek refuge with Allah from five things, saying: "Seek refuge with Allah from the torment of the grave, and from the torment of Hell, and from the trials of life and death, and from the evil of Al-Masihid-Dajjal."