Mushaf View — Surah 2 2:156

The Believer is Patient with the Affliction and thus gains a Reward
Allah informs us that He tests and tries His servants, just as He said in another Ayah:
وَلَنَبْلُوَنَّكُمْ حَتَّى نَعْلَمَ الْمُجَـهِدِينَ مِنكُمْ وَالصَّـبِرِينَ وَنَبْلُوَ أَخْبَـرَكُمْ
(And surely, We shall try you till We test those who strive hard (for the cause of Allah) and As-Sabirin (the patient), and We shall test your facts (i.e., the one who is a liar, and the one who is truthful).) (47:31)
Hence, He tests them with the bounty sometimes and sometimes with the afflictions of fear and hunger. Allah said in another Ayah:
فَأَذَاقَهَا اللَّهُ لِبَاسَ الْجُوعِ وَالْخَوْفِ
(So Allah made it taste extreme of hunger (famine) and fear.) (16:112)
The frightened and the hungry persons show the effects of the affliction outwardly and this is why Allah has used here the word `Libas' (cover or clothes) of fear and hunger. In the Ayat above, Allah used the words:
بِشَيْءٍ مِّنَ الْخَوفْ وَالْجُوعِ
(with something of fear, hunger,) meaning, a little of each. Then (Allah said),
وَنَقْصٍ مِّنَ الاٌّمَوَالِ
(loss of wealth,) meaning, some of the wealth will be destroyed,
وَالاٌّنفُسِ
(lives) meaning, losing friends, relatives and loved ones to death,
وَالثَّمَرَتِ
(and fruits,) meaning, the gardens and the farms will not produce the usual or expected amounts. This is why Allah said next:
وَبَشِّرِ الصَّـبِرِينَ
(but give glad tidings to As-Sabirin (the patient).)
He then explained whom He meant by `the patient' whom He praised:
الَّذِينَ إِذَآ أَصَـبَتْهُم مُّصِيبَةٌ قَالُواْ إِنَّا لِلَّهِ وَإِنَّـآ إِلَيْهِ رَجِعونَ
(Who, when afflicted with calamity, say: "Truly, to Allah we belong and truly, to Him we shall return.") meaning, those who recite this statement to comfort themselves in the face of their loss, know that they belong to Allah and that He does what He wills with His servants. They also know that nothing and no deed, even if it was the weight of an atom, will be lost with Allah on the Day of Resurrection. These facts thus compel them to admit that they are Allah's servants and that their return will be to Him in the Hereafter.
This is why Allah said: t
أُولَـئِكَ عَلَيْهِمْ صَلَوَتٌ مِّن رَّبْهِمْ وَرَحْمَةٌ
(They are those on whom are the Salawat (i. e., who are blessed and will be forgiven) from their Lord, and (they are those who) receive His mercy,) meaning, Allah's praise and mercy will be with them. Sa`id bin Jubayr added, "Meaning, safety from the torment."
وَأُولَـئِكَ هُمُ الْمُهْتَدُونَ
(and it is they who are the guided ones.) `Umar bin Al-Khattab commented: "What righteous things, and what a great heights.
أُولَـئِكَ عَلَيْهِمْ صَلَوَتٌ مِّن رَّبْهِمْ وَرَحْمَةٌ
(They are those on whom are the Salawat from their Lord, and (they are those who) receive His mercy) are the two righteous things.
وَأُولَـئِكَ هُمُ الْمُهْتَدُونَ
(and it is they who are the guided ones) are the heights."
The heights means more rewards, and these people will be awarded their rewards and more.
The Virtue of asserting that We all belong to Allah, during Afflictions
There are several Ahadith that mention the rewards of admitting that the return is to Allah by saying:
إِنَّا لِلَّهِ وَإِنَّـآ إِلَيْهِ رَجِعونَ
("Truly, to Allah we belong and truly, to Him we shall return.") when afflictions strike. For instance, Imam Ahmad reported that Umm Salamah narrated: Once, Abu Salamah came back after he was with Allah's Messenger ﷺ and said: I heard Allah's Messenger ﷺ recite a statement that made me delighted. He said:
«لَا يُصِيبُ أَحَدًا مِنَ الْمُسْلِمِينَ مُصِيبَةٌ فَيَسْتَرْجِعُ عِنْدَ مُصِيبَتِهِ ثُمَّ يقُولُ: اللَّهُمَّ أْجُرْنِي فِي مُصِيبَتِي وأَخْلِفْ لِي خَيْرًا مِنْهَا، إِلَّا فَعَلَ ذلِكَ بِه»
(No Muslim is struck with an affliction and then says Istirja` when the affliction strikes, and then says: `O Allah! Reward me for my loss and give me what is better than it,' but Allah will do just that.) Umm Salamah said: So I memorized these words. When Abu Salamah died I said Istirja` and said: "O Allah! Compensate me for my loss and give me what is better than it." I then thought about it and said, "Who is better than Abu Salamah" When my `Iddah (the period of time before the widow or divorced woman can remarry) finished, Allah's Messenger ﷺ asked for permission to see me while I was dyeing a skin that I had. I washed my hands, gave him permission to enter and handed him a pillow, and he sat on it. He then asked me for marriage and when he finished his speech, I said, "O Messenger of Allah ﷺ! It is not because I do not want you, but I am very jealous and I fear that you might experience some wrong mannerism from me for which Allah would punish me. I am old and have children." He said:
«أمَّا مَا ذَكَرْتِ مِنَ الْغَيْرَةِ فَسَوْفَ يُذْهِبُهَا اللهُ عَزَّ وَجَلَّ عَنْكِ، وَأَمَّا مَا ذَكَرْتِ مِنَ السِّنِّ فَقَدْ أَصَابَنِي مِثْلُ الَّذِي أَصَابَكِ، وَأَمَّا مَا ذَكَرْتِ مِنَ الْعِيَالِ فَإِنَّمَا عِيَالُكِ عِيَالِي»
(As for the jealousy that you mentioned, Allah the Exalted will remove it from you. As for your being old as you mentioned, I have suffered what you have suffered. And for your having children, they are my children too.) She said, "I have surrendered to Allah's Messenger ﷺ." Allah's Messenger ﷺ married her and Umm Salamah said later, "Allah compensated me with who is better than Abu Salamah: Allah's Messenger ﷺ." Muslim reported a shorter version of this Hadith.

but then He said: (but give) O Muhammad (glad tidings to the steadfast, who say, when a misfortune) like the ones I have mentioned (striketh them: lo! We are Allah's) we are the slaves of Allah (and lo! Unto Him we are returning) after we die; and if we are not pleased with His decree, He will not be pleased with our works.

those who when they are struck by an affliction a calamity say ‘Surely we belong to God we are His possession and servants with whom He does as He pleases; and to Him we will return’ in the Hereafter whereupon He will requite us in one hadīth it is said that ‘whoever pronounces the istirjā‘ sc. the formula ‘surely we belong to God and to Him we will return’ when an affliction befalls him God will reward him and compensate him with what is better’. Similarly it is said that on one occasion when his lamp blew out the Prophet s uttered the istirjā‘ whereupon ‘Ā’isha said to him saying ‘But it is just a lamp’ to which he replied ‘Whatever bothers a believer is an affliction of sorts’ this is reported by Abū Dāwūd in his section on mursal reports.

Patience in hardship: The way to make it easy
The nature and the significance of the severe test man is put to by Allah has been thoroughly discussed while explaining the verse’ وَإِذِ ابْتَلَىٰ إِبْرَ‌اهِيمَ رَ‌بُّهُ 'And when his Lord put Ibrahim to a test'.
Whatever their magnitude, accidents are unnerving. But a prior knowledge of such accidents makes it easier to bear them and be patient about them. Since the entire Ummah is addressed here, the Ummah should realize that the world is a place of hardships and labour; it is a place of ordeal. It will not, therefore, amount to impatience if one does regard such accidents as either strange or a remote chance. And as the Ummah, generally, displays the spirit of patience in all its deeds, the reward of Mercy is common to everyone who strives to be patient. But as the quality and degree of patience varies from person to person, everyone will be rewarded individually according to and commensurate with his quality of patience.
A formula of peace in hardship
That the patient people used to recite: إِنَّا لِلَّـهِ وَإِنَّا إِلَيْهِ رَ‌اجِعُونَ : 'We belong to Allah and to Him we are to return' is, in fact, an inculcation of the principle of virtue. The suggestion is that this is what the patient people should say as it brings excellent reward, relieves from the burden of sorrow and suffering and consoles effectively the grieved heart.

On the death of a loved one, one goes in a state of prayerfulness, deep thinking and contemplation. The experience reminds him that there is very little time at his disposal and that at any moment death can come calling. However, we are so involved in worldly things that we never stop to think about the day which is fast approaching us. The Prophet Muhammad said, ‘People are asleep, they will wake up only when they die.’ All of a sudden, death will bring you standing face to face with God, at which time you will be held accountable for all your deeds. That will be the moment you realise that what you were doing was one thing and that what you should have been doing was quite another. The Prophet Muhammad once said that on the Day of Judgement, a man’s foot would not move unless he had answered four questions: Where he earned his money from, and where he spent it; how he spent his youth and how he used his knowledge. The Creator has divided human life into two parts: the pre-death and post-death periods. The pre-death period is very short (like the tip of an iceberg) in comparison to the post-death period, which is eternal. The pre-death period is the preparatory phase in which you prepare yourself to become eligible to enter Paradise in the post-death period. This worldly life is a ‘test’ for everyone, whether poor or rich, powerful or powerless, strong or weak. Man is required to pass in all these tests and trials by leading a need-based life rather than a desire and greed-based life, so that in the life hereafter, God will allow him to enter Paradise, to live there forever in close proximity to his Creator. On the death of a loved one, one should not go into a state of mourning. The Quran gives us great hope in moments of grief and loss: It says that God will reunite all the righteous members of the family in Paradise. Moreover, if a member of the family has reached a higher level of Paradise, all the righteous members of that family will be ‘upgraded’, so that they may all enjoy eternal bliss and nearness to God. This idea gives great solace and it acts as an incentive and encouragement to do good work, and lead a pious and righteous life. The Prophet Muhammad said that when a man dies, everything connected with him is cut off except three things: Continuous charity, knowledge from which benefit is derived and virtuous children who pray for him.